Td Canada Trust Account Agreement

You authorize TD to debit the source of financing you chose during the transaction process for the total amount of the transfer you send, as well as TD transfer fees or third-party transfer fees. TD is not responsible for third-party transfer fees and the third-party exchange rate. Your TD transaction data shows two (2) debits: one for the amount of money transfer you send and the other for TD transfer fees or third-party transfer fees, if any. These two (2) charges are only considered a transaction for the purposes of the monthly transaction limits for your account. 1 Transfers from the TD Every Day Savings account to another TD Canada Trust Canadian personal dollar money or savings account, registered under the same customer name, are free, with the exception of transfers between accounts made by cheque or electronic transfer® treated as debit transactions. These TD Global Transfer terms of use (TD`s Terms of Use or “Conditions”) apply when you use TD Global Transfer. This is a legally binding agreement between you and the Toronto-Dominion Bank. For all capitalized terms that are not otherwise explained, see section 8 definitions. 2 For more transaction information and a full list of account charges, click here for account and other service charges. For information on our general services, please visit our general list of services. The merchant is not authorized to provide insurance or guarantees incompatible with the written terms of an agreement with us. The following terms and conditions and all changes (the “Conditions”) are a legal agreement between you (“you” or “you”) and the Toronto-Dominion Bank and its affiliates in Canada (“TD,” “us” or “we”) for your use of TD For Me, a feature contained in the TD application (the TD application).

If you use TD For Me on behalf of an individual company, company, company or association (a “company” each time), “you” or “your” refers to both the company and you as an individual user on its behalf and you declare that you have the right to take these conditions on behalf of the company. You agree that we may complete or modify these conditions at any time and communicate them by posting such a message in the TD application or by any other means we de think is appropriate. Your continued use of TD For Me as a result of such a notification means that you accept the amended terms. If you don`t agree with these conditions or changes we make to them at any time, you can no longer use TD For Me. You can check and print the latest version of the “Right” section of the main menu. TD Prepaid Services represents funeral and cemetery services and trust services provided by the Canada Trust Company, a member of the Canada Deposit Insurance Corporation. Tell us about your complaint in the most comfortable way for you. You can contact a customer service agent at your establishment or business unit who manages your account. If you have a complaint of a possible violation of a consumer protection law, public obligation or industry code of conduct, you can contact the Financial Consumer Agency of Canada (FCAC). 8 Subject to authorization.

All overdrafts must be paid within 89 days, subject to an interest rate of 21% per year (subject to changes) on the excessive amount, and that subsequent deposits in your account are automatically applied to repay the overdraft.